By Mike Jones

Purchasing a car requires a lot of prior planning. If as the consumer, you are aware of your budget constraints, and all goes well and you find your dream car in the desired budget, there is no better feeling. But one does not have to give up on your car because of limited financial options. There are many options to explore. Here are just a few of them.

  • A personal loan: A personal loan is the cheapest way to buy a car. However, this means having a good credit score. If this need is met, then any bank or finance lender will be able to give a loan. Make sure that valuable assets are not secured against this loan. This is an unnecessary risk.
  • Cash purchase: Cash purchase is just like it sounds. This is where you pay cash for the purchase. This could be sourced from a personal savings or checking account. This could also be as a result of money received through a settlement or even a retirement account. The advantage here, of course, I there would be no debt or accrued interest. A cash purchase is generally the least expensive way to go.
  • Personal contract purchase: In this agreement, the buyer makes lower monthly payments. However, the total cost paid back at the end of the period will be higher than the original cost. Here, as opposed to getting a loan on the entire value of the car, a loan can be borrowed for the face value of the car at the time of purchase Vs face value at the end of the period.
  • Credit card purchase: Credit card purchase is the safest way to purchase a car. This is because it comes with more security. As long as the payments are met, there will be no issues here.
  • Leasing: The last option is to lease the car. The manufacturer is paid a monthly cost for the car inclusive of maintenance costs. A ceiling of mileage usage is decided. At the end of the lease period, the car is returned to the dealer. The ownership remains with the manufacturer. This option only makes sense for short-term requirements.

It is always good to discuss finance options with car dealers and your bank before purchasing a car. Always analyze all the options before arriving at a decision. This way you are armed with the best options available to you based on your specific situation.

My name is Mike Jones and I am a car sales expert. For more information like this be sure to visit me at

Here you will find additional resources and information related to the automotive industry. Remember, when it comes to the best car buying experience, “You Gotta Guy!”

Article Source:

Top Jeep Off Road Modifications by Hanna Serrano

Are you a Jeep owner? This model, as we know, is already attractive and functional sans any upgrade. But it definitely won’t hurt to add some mods to make it more off-road worthy.

Here are some of the upgrades that you can consider purchasing for your Jeep Wrangler:

The weather can be very much unpredictable when you go off-roading. Protect yourself from the blazing heat of the sun or shield yourself against the rain by installing either a soft top or a hard top. A soft top is usually made of a heavy duty fabric or vinyl. While a hard top is usually made of fiberglass.

Winches are also popular when it comes to Jeep owners. This functional upgrade can be used in recovering a stuck vehicle and to tow a helpless vehicle home.
Mud tires. This upgrade can definitely give a Jeep an aggressive look. This type of tires allows off-road enthusiasts to handle better in harsh road conditions. However, it is usually more expensive than your regular tires.

Performance suspensions are also a must-have when you want to take your Jeep off-roading. Though Jeeps are typically outfitted with tough suspensions, it won’t hurt to replace it with heavy duty shocks, struts, and suspension lift kits.

Air Intakes/Snorkels are also essential to Jeep owners. This type of mod can definitely boost your Jeep’s performance by improving its airflow. Snorkels also allow your rig to wade through deep waters without stalling.

Nerf bars are also a must-have. This exterior upgrade allows passengers to easily get in and out of the vehicle, particularly those outfitted with lift kits.

Brush guards and fender flares are also two of the most popular Jeep upgrades. A brush guard provides added protection to your rig’s front end. It can also be used to mount off-road lights and winches. While fender flares protect the sides of the vehicle from harsh elements like mud and other debris.

Skid plates are also essential to Jeep owners. This metal plate cover serves as undercarriage protection from tough road elements such as rock, sand, and mud.
Performance chips are also a popular Jeep upgrade. This engine mod is proven to boost the horsepower and fuel efficiency of a vehicle.

It won’t be difficult to boost the appearance and performance of a Jeep. As I have said earlier, this type of vehicle is known to be tough and efficient without any upgrades to it.

For more Jeep off-road tips, articles, modifications and parts, check out Jeep section of

Article Source:

Find a new Jeep of your own here:

Every year around this time we always have so much to cover but this year is special. This year Nissan revealed their Xmotion Concept, an earth-shattering compact SUV, further increasing their hold on the SUV market. Here’s everything you need to know.

The six-passenger, three-row concept takes the modern looks from Japanese culture and fuses them with American-like craftsmanship. It’s a perfect blend of the western and eastern cultures it draws inspiration from. Inside the Xmotion is where the magic happens. At first glance, you may think it’s a little over the top, but we can assure you that the Xmotion’s design was no accident. Every aspect of the design has a purpose.

The Xmotion concept may look a little over the top at first, but like we previously said, everything in this vehicle has a purpose. The futuristic-looking exterior features headlamps shaped like the letter U, and can we talk about that grill? We love where the design is going and would like to see these changes in next year’s lineup.

It’s riding on massive 21-inch aluminum alloy wheels with some pretty rugged looking tires. The aggressive design of the wheels and tires contrast the futuristic design of the exterior perfectly. In addition to the good looks, the Xmotion concept features a retractable roof used to create more storage space while on the road.

When you first step into the Xmotion concept you may notice the three-rows of seating. This is Nissan’s new “4+2” layout, which features side by side seating rather than bench seating like most vehicles built today. This is all thanks to the Xmotion’s long wheelbase and location of the wheels and tires. You may have noticed just how far they have been pushed into each corner of the vehicle. Like we said before everything has a purpose in the Xmotion concept.

When was the last time you saw real wood in a Nissan? The Xmotion concept has raised the bar and given us expectations to meet come the near future. The center console features a traditional Japanese wood joinery technique called kanawa tsugi. It’s often found in religious shrines and temples. The instrument cluster design is based on another traditional wood joinery called kigumi. The design offers a feeling of safety, the structure feels and looks robust and sturdy.

Inside the Xmotion are seven screens. No matter where you’re looking there’s probably a screen not too far. This includes multiple screens in the instrument cluster, as well as screens in the ceiling, and center console display. Here’s the kicker, you can control the infotainment system and other displays with eye movements, gestures, and voice commands. The folks over at Nissan want you to focus on driving, that means every feature needs to be safely accessible while you’re driving 75 Mph on the freeway. In addition to controlling your car with simple eye movements and gestures you can also used the advanced graphical user interface to make changes while on the road. We’ll have an opportunity to learn more about the capabilities of the Xmotion the further we get into the NAIAS.

Learn more about Nissan‘s vision below.

Check us out on Facebook
Follow us on Twitter
Add us to your circle on Google+
Check out our YouTube channel
Visit our website

It is the best time of the year for all truck enthusiasts, and that is because of the Detroit Auto Show! Ram has finally decided to unveil the all-new 2019 Ram 1500. One of the biggest surprises is this beast has lost 225 pounds, and this was made possible by the use of high-strength steel in the frame and a few other component updates. A few of the other upgrades include the logo update, tailgate material update, and the addition of an eTorque mild-hybrid boost.

We know you are probably wondering what’s under the hood, and this vehicle won’t disappoint. The base version of the Ram 1500 will utilize the 3.6L Pentastar V6 at 305 hp and 269 lb-ft of torque. The new eTorque mild-hybrid tech comes standard on the V6 models. This new feature replaces the usual starter and alternator with a 48-volt motor. The motor will take care of starting your engine, charging when you need it, and a little extra torque when you need it most. This is a benefit for customers whose primary location will be in the city. Ram plans on offering the new 1500 in Tradesman, Laramie, Laramie Longhorn, Limited, Bighorn, and Rebel trims.

Hemi’s aren’t going anywhere and will be available both with and without the eTorque system. With 395 hp and 410 lb-ft of torque, the 5.7L Hemi will make quite the impression on the task at hand. Did we mention the eTorque motor can get up to a 130 lb-ft boost? Whether you go with the 5.7L or the 3.6L, both include a new eight-speed automatic transmission with over 40 shift maps. In addition to upgrading power and torque, the 2019 Ram 1500 was redesigned with aerodynamics in mind. You will notice this when you first see the new air splitter at the truck’s nose and the new grille shutters.

You may have noticed the huge 14.9-inch front rotors in the images above. The smallest wheel size available on the new 2019 Ram 1500 is 18 inches. Even if you are towing 12,000 lbs. you won’t have to worry about braking. In addition to the massive rotors, there’s also the addition of a new electronic parking brake, as well as electric power steering.

When you first hop inside the newly refreshed pickup, you may be surprised at the available 12-inch touchscreen display. Standard issue Ram 1500’s will come with an 8.4 inch display. Also available is an optional 360 degree view camera, 900 watt stereo system, and 5 standard USB ports. There are additional convenience features for your safety, such as adaptive cruise control, a lane departure system, and forward collision mitigation.

Although the new 2019 Ram 1500 is as luxurious as ever, there’s no need to worry about performance. Throw 2,300 lbs. of whatever you want in the bed or haul 12,700 lbs. wherever you need it. Need extra storage? The RamBins are back on the new model, and they received a 5.5 inch increase in length. That means more storage for all your needs. With a fully packed truck, you are probably expecting to hear some road noise. Not with the new side frame mounted active tuned mass modules, which are electronically controlled shake weights that help reduce vibrations from the road. Also available is the self-leveling air suspension feature for an additional cost.

We expect to see the new Ram 1500 at dealers later this year. Unfortunately, pricing is still unknown, but you will be the first to know when we find out! Watch the official reveal below!

Like us on Facebook
Follow us on Twitter
Add us to your circle on Google+
Follow us on Instagram
Subscribe on YouTube
Visit our website

When you look at the 2018 Jeep Wrangler, it is easy to say that not much has changed. Jeep has a pretty firm grip on the SUV market with little to no competition in the off-road market. So what can the folks over at Jeep do to make sure their SUV can hang with the other brands? Throw as many new tech features into the vehicle as you can, obviously. The new available features improve the quality of life for every past and current Wrangler owner.

We are expecting a full feature update for the new 2018 Wrangler at the Consumer Electronics Show. Attendees even have a chance to take one of the 4 available Wranglers for a spin. The most formidable update would have to be to the Wrangler’s connectivity. The 2018 Wrangler now has Apple and Android watch support. This means you can unlock your doors, remotely start your vehicle, or even flash your headlights all from your watch!

Uconnect is also receiving an update to better serve its drivers. The Drive ‘n Save feature will monitor your driving patterns and send the information to auto insurance agencies to help reduce your rates. Don’t worry; this is an optional feature. If you have kids getting ready to drive, keep an eye out for the new Family Alerts system. This will allow you to monitor your child’s location and drive data via Smartphone app. With even more parental features available, the Wrangler may be a hot commodity for new and experienced drivers alike.

The Amazon Echo and Echo Dot were a hot commodity this holiday season. You may be happy to know that Jeep has recently announced that their new model year vehicles will support Amazon Alexa. You will be able to activate a number of features with your voice, such as turning on the engine, inputting directions, or even checking the fuel without being inside your vehicle. We expect to see more features announced later this week.

Amazon Alexa Support is now available on select models!

Like us on Facebook
Follow us on Twitter
Add us to your circle on Google+
Follow us on Instagram
Visit our website

Can you believe it has already been six model years after the Jeep Cherokee’s last redesign? The current design has been quite controversial since it was released years ago. Whether you like it or not, Jeep has learned from the past, and it really shows in the newly redesigned 2019 Jeep Cherokee. This news is unexpected, as we are not too far from the Detroit Auto Show, which is where we had expected the new Jeep to be unveiled.

You are probably wondering what else could have changed with the redesign. While we don’t have a complete list of updated features, we do know Jeep intends to use more premium materials in their updated design, as well as new fuel-efficient powertrain options. You have also probably noticed the old headlamp design has been replaced with a more aggressive look. Just like the current lineup, the Cherokee will be available in a number of trims, including a Trailhawk version. We aren’t expecting any major changes to the interior except for the possible Amazon Alexa support. We will have more details when the North American International Auto Show arrives in Detroit later this month.


Check us out on Facebook
Follow us on Twitter
Add us to your circle on Google+
Visit our website

Subaru of America announced their newest release, the 2019 Subaru Ascent, at the Los Angeles Auto Show on November 28th, 2017. The new family-oriented SUV expands on Subaru’s strengths while delivering a completely new experience behind the wheel. There’s more than enough space for the entire family and the new SUV even has new safety features on board.

You can take your pick of bench seating or captain’s chairs in the second row. Yes, that means the all-new Ascent comes in 7-seat and 8s-seat configurations. Naturally, the new Subaru also comes with the manufacturer’s renowned All-Wheel Drive system. When the Ascent hits dealers, you’ll have the choice between the base, Premium, Limited, and Touring trims. We’re expecting to see the new SUV hit dealers at some point this summer.

Every trim on the Ascent includes standard three-zone automated climate control to ensure every passenger is comfortable during their ride. Ambient and footwell lighting can also be added as an available option.

The all-new 2019 Subaru Ascent is the largest Subaru in the lineup. It’s also the only Subaru with nineteen cup holders and eight USB charging ports. The all-new Ascent ensures all your devices stay charged and all your cups remain secure, no matter how long the trip.

The 8.7 inches of ground clearance allows for comfortable entry both in the front and rear. You also won’t have to worry about filling up too often because the Ascent provides more than a 500-mile range on a single tank. Under the hood, you have an all-new 2.4-liter BOXER engine. The engine produces 260 horsepower and 277 lb.ft. Did we mention the Ascent can also tow up to 5,000 pounds?

Check out this quick overview of some of the available features on the new 2019 Subaru Ascent!

When it comes to technology, you’ll be pleased to learn that the Ascent offers the latest STARLINK multimedia system with a multi-touch high-resolution display. Yes, Android Auto and Apple CarPlay are available, among other apps. Pair your phone wirelessly via Bluetooth connection. For the first time ever in a Subaru, in-car Wi-Fi will be available. The speeds are limited to an LTE connection, but this should be plenty for all the devices in the SUV.

STARLINK connected Subaru Ascents have access to remote engine start on models with a push-button start, Anti-theft vehicle immobilizer, child safety functions, over the air updates, and more!

Included in every 2019 Ascent is the EyeSight Driver Assist Technology, which includes Adaptive Cruise Control, Lane Departure, Pre-Collision Braking, Pre-Collision Throttle Management, and even a new EyeSight Assist Monitor which gives the driver a heads-up display of all the previously mentioned warnings. Other advanced safety features like Blind Spot Detection, Rear Cross Traffic Alert, Lane Change Assist, and more!

You know if it has a Subaru logo on the front of it, it’s going to be a safe vehicle. Within the walls of the all-new Ascent included are Frontal Airbags, standard front side pelvis & torso airbags, side curtain airbags which offer front and rear coverage, as well as a driver’s knee airbag.

Find Out More About our Dealerships:
Bertera Subaru Outlet in Hartford
Bertera Subaru of West Springfield

During the month of September, we made our pledge to the Subaru Loves Learning initiative by working with the Thirman L. Milner School in Hartford to increase attendance rates! How would a car dealership help increase attendance rates, you may ask? It all started with a single phone call to the school at the beginning of September to offer our assistance in any way we can. That’s when we learned about Milner’s Family Initiative, The Positive Behavior Incentive System, which has been very successful over the last few years. Through this program, students, parents/guardians, and teachers are building a more cohesive community. The incentives offered through this program encourage both students and their parent/guardian to take a major role in being accountable for their student’s academics, attendance, and overall behavior.

Check out some of our favorite images from our trip to the Big E!

We learned that the school’s first incentive of this school year was going to be a free ticket to the Big E for any student with perfect attendance and exemplary behavior, and that’s not all. Those same students also received an additional ticket for their parent/guardian if they were interested in coming. An incentive-based system that rewards students and parents/guardians for good behavior is something Bertera can get behind. We were then presented with the challenge of making this incentive even sweeter for the students involved. That’s when we learned that the school was only able to fundraise for the tickets and a limited amount of rides. We knew what had to be done, so we contacted the Big E and they were kind enough to help us provide one hundred eighty Midway Magic Passes to distribute to every single student with perfect attendance. These passes allowed the Milner students access to virtually every ride at the fair! Seeing the children’s smiles and hearing the laughter truly made all of this worth it! We’re so glad to have been able to be apart of such a wonderful school program. All of us here at Bertera look forward to our partnership and future endeavors with The Thirman L. Milner School.

Check out some of our favorite moments from our trip to the Big E!

Like us on Facebook
Follow us on Twitter
Add us to your circle on Google+
Follow us on Instagram
Subscribe to our YouTube channel!
Visit our website

Subaru Loves Learning│Bertera & Philip G. Coburn Elementary School

During the month of August Bertera Subaru of West Springfield and The Philip G. Coburn Elementary School partnered up to provide one-hundred fifty new books and numerous school supplies to the children enrolled at Philip G. Coburn, The Springfield JCC Early Learning Center, and The Agawam Robinson Park School Kindergarten class. Here at Bertera, we know our future lies in the next generation’s hands. Together all of us can ensure every student has the same chances available to them in school. Together we can provide students and teachers with the tools and supplies they need to learn and teach effectively and efficiently.

On Friday, September 8th Holly, Dan, and Sebastian traveled over to Philip G. Coburn Elementary School to drop off the donation of one-hundred fifty new books to the students. During their visit, they had a chance to learn more about the school and students. They were very impressed with the programs the school had in place and excited to learn that Coburn has a new building in the works as well! This may be the start of something great with Bertera Subaru of West Springfield and The Philip G. Coburn Elementary School. Let’s continue to work together to ensure our students have the best possible chances in everything they do!

Like us on Facebook
Follow us on Twitter
Add us to your circle on Google+
Follow us on Instagram
Check us out on YouTube
Visit our website

Throughout all of September and October, we will be collecting new and gently used coats, jackets, sweaters and more! Bertera Auto Group has partnered up with the Springfield Rescue Mission, South Park Inn, and Veterans Inc. to provide winter clothing and supplies to those in need. If you’re looking for more ways to help than just donating clothes, please feel free to donate some of the most needed items listed below. View the official event flyer here.

Drop Off Locations

From September 1st to October 31st, every single Bertera location will be accepting donations. This includes Metro Chrysler Jeep Dodge Ram in Chicopee. Your donation will be delivered to a shelter within range of the dealership. Find out where you should drop off your donations below.

Shelters and Partnered Dealerships

The Springfield Rescue mission will be accepting donations from:
Bertera Chrysler Jeep Dodge Ram in West Springfield
Bertera Fiat of West Springfield
Bertera Mitsubishi in West Springfield
Bertera Subaru of West Springfield
Bertera Dodge in Westfield
Metro Chrysler Jeep Dodge Ram in Chicopee

Veterans Inc. will be accepting donations from:
Bertera Nissan in Auburn
Bertera Chevrolet in Palmer

South Park Inn will be accepting donations from:
Bertera Subaru of Hartford

Most Needed Items

Personal Care:
 Deodorant
 Razors-Gillette/Schick-Men’s & Women’s
 Soap
 Shampoo
 Toothbrushes
 Toothpaste
 Dental Floss
 Feminine Hygiene Products
 Vaseline/Hand Lotion
 Medicated Foot Powder
 Nail Files/Nail Clippers
 Cough Drops
 Vicks Vapor Rub
 Reusable Water Bottles
 Combs/Hairbrushes
 Chargeable Barber Kits
 Diabetic Testing Kits

Men’s Clothing:
 Underwear/Boxers – new, all sizes
 Under T-Shirts (L, XL, XXL) (new/gently used)
 Socks: White Tube/Low-cut (all sizes)
 Tops: Long Sleeve, Dress Shirts, Collared Shirts, Sweatshirts (New England Sports) (L, XL, XXL) (new or gently used)
 Bottoms: Jeans, Dress Pants (new or gently used)
 Flip-flops (M, L, XL)
 Footwear: Shoes, Sneakers, Boots-size 9-13 & wide (new or gently used)
 (Seasonal) Hats, Gloves, Scarves (new or gently used)
 (Seasonal) Winter Jackets (any size – new or gently used)

Women’s Clothing:
 Bras (sizes: 34, 36, 38, 40 A/B/C/D) (new)
 Underwear – new, all sizes
 Tops: Short Sleeve, Long Sleeve, Blouses, Sweatshirts (any size – new or gently used)
 Bottoms: Jeans, Dress Pants, Skirts (any size – new or gently used)
 Socks: White low-cut, Dress and Nylons (new)
 Footwear: Sneakers, Dress Shoes, Boots (sizes: 6–9) (new or gently used)
 (Seasonal) Hats, Gloves, Scarves (new or gently used)
 (Seasonal) Winter Jackets (any size – new or gently used)

Bed & Bath:
 Bath Towels/Hand Towels/Washcloths (new)
 Bed Pillows (new)
 Blankets: Twin & Full (new)
 Pillowcases: Standard (new)
 Laundry Bags: Nylon/Canvas (new)

Miscellaneous Items:
 New England Public Transportation Passes
(Including passes for city bus routes and cabs)
 Postage Stamps
 Nonperishable Canned Goods/Food Items
 Regular “Ground” Coffee (please, no whole beans)
 Cases of Individual Bottled Spring Water
 Cleaning Supplies (for individual housing units)
 Bug Spray
 Umbrellas
 Watches

Gift Certificates:
 Visa Gift Cards
 Target, Walmart
 CVS, Walgreens
 Grocery Stores
 Coffee Shops, Restaurants or Fast Food locations
 Gas Cards
 Movie Passes
 Sporting Event Tickets
 Museums
 Concert Tickets
**Any kind of Gift Certificate is welcomed**

Let us know you’re participating by checking in on our Facebook Event located here.